After you identify and separate your federal and student loans, you can begin to explore your loan consolidation options.
Consolidating your loans turns multiple student loans into a new loan with one payment, one interest rate, one term, and one lender.
Here's the rundown you need to determine whether student loan refinancing and consolidation is right for you.
To see if you have FFEL Loans: If you have loans being serviced by a number of loan servicers and you would like the convenience of dealing with only one loan servicer.
Check out the official government site for all the details on eligibility.
If you're consolidating with a private lender, consolidating your loans means combining and refinancing your loans into one new private loan.
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